Calculate returns from your Systematic Investment Plan (SIP) in mutual funds. Plan your investments and see how regular monthly investments can build wealth through compound growth over time.
A SIP (Systematic Investment Plan) Calculator helps you estimate the future value of your regular monthly investments in mutual funds. It shows how your money grows over time through the power of compounding.
The SIP Calculator uses your monthly investment amount, investment duration, and expected annual return rate to calculate the maturity amount using the compound interest formula.
The standard formula used is:
FV = P × ((1 + r/n)^(n×t) - 1) / (r/n)
where:
FV = Future Value, P = Monthly Investment, r = Annual Return Rate, n = Number of Compounding Periods per Year, t = Number of Years.
Yes. You can use it for all types of mutual funds — equity, debt, or hybrid — by adjusting the expected return rate accordingly.
The SIP Calculator provides an estimated value based on the expected rate of return. Actual returns may vary due to market fluctuations.
Yes. You can experiment with different durations (e.g., 5 years, 10 years, 20 years) to see how your investments grow over time.
Long-term SIPs (over 5 years) usually yield better results because they benefit more from compounding and market averaging.